7 HSA Eligible Products to Boost Your Health Tracking

HSA Eligible Ways to Boost Your Health and Wellness Tracking

Key takeaways:

Health tracking tools help you monitor your health by providing real-time feedback on physical activity and vital signs.
Many of these tools are HSA eligible products, including blood glucose monitors, fertility monitors, and blood pressure monitors.
Some activity and fitness trackers require a Letter of Medical Necessity (LMN) for HSA reimbursement, while devices that monitor specific health metrics may qualify automatically.

As technology advances, it enables faster, more accurate ways to measure what’s happening in your body—often from the comfort of your own home. These tools can provide data that helps you make smarter health decisions, like when to see a doctor, what lifestyle changes to make, and how to improve sleep.

Here are seven HSA eligible products that can help you monitor key health metrics at home.

1. Blood Glucose Monitor

Blood glucose monitors are devices that measure glucose (blood sugar) levels. Some monitors use a fingerprick and provide a snapshot of glucose levels, while others monitor levels 24 hours a day. Both types of devices can send information about the readings to smartphone apps.

People with diabetes can use this health tracking tool to manage their blood sugar and stay within target ranges.

Blood glucose monitors, as well as their supplies (lancing devices, lancets, and test strips), are HSA eligible. These supplies may be partially covered by insurance, and you can use your HSA to pay the remaining cost. Buying test strips in bulk can also help you save.

HSA eligible blood glucose monitoring products include:

2. Fertility Monitor

Fertility monitors help individuals understand different aspects of their fertility, such as hormone levels, ovulation, and sperm count. These products, as well as pregnancy tests, are generally HSA eligible items and are considered qualified medical expenses.

Fertility monitoring products include:

At-home ovulation tests measure changes in your basal body temperature or certain hormone levels to help identify when you're ovulating. Ovulation (Medline Plus) is the time in the menstrual cycle when conception is most likely. So it’s important to know when ovulation is occurring if you're trying to conceive.
A fertility tracker looks at cervical mucus, which changes throughout the menstrual cycle. Clear and slippery mucus suggests ovulation.
A fertility hormone test measures different hormone levels, such as anti-mullerian hormone, an indicator of egg count (ovarian reserve).
At-home pregnancy tests detect human chorionic gonadotropin, a hormone your body makes when you’re pregnant (Cleveland Clinic). A positive result likely indicates pregnancy.

3. Blood Pressure and EKG Monitor

Blood pressure monitors measure your blood pressure (the force of blood against your artery walls). Blood pressure monitors with EKG functionality also track your heart’s electrical activity. In addition to taking blood pressure, these tools can identify issues such as irregular heart rhythm or atrial fibrillation.

At-home blood pressure monitors (including monitors with EKG capability) are HSA eligible products, including those with smart monitors that deliver results to a mobile app.

HSA eligible blood pressure monitoring products include:

4. Oxygen Monitor

Oxygen monitors, also known as oximeters or pulse oximeters, measure the amount of oxygen in your blood. They’re especially useful for people with chronic respiratory conditions such as asthma or COPD, or for tracking oxygen levels during illness (like COVID-19), exercise, or other health concerns.

HSA eligible oxygen monitoring products include:

5. Heart Rate Monitor

Heart rate monitors measure your heart beats per minute (bpm), also referred to as heart rate. You might use a heart rate monitor if you’ve been diagnosed with a certain condition, such as an arrhythmia, or to check your heart rate during exercise.

HSA eligible heart monitoring products include:

6. Health Trackers

Fitness trackers, such as Fitbit and Apple Watch, aren’t automatically HSA eligible because they are designed for general wellness rather than a specific medical treatment.

However, they may qualify for reimbursement if your healthcare provider writes a Letter of Medical Necessity (LMN) that states you’ll use the product to treat a legitimate medical condition, such as obesity or cardiac concerns.

Health trackers that monitor defined health metrics, on the other hand, do qualify for HSA reimbursement without an LMN if they are used for a medical purpose. These devices include:

7. Gluten Sensor

Celiac disease is a medical condition where a person’s immune system attacks their small intestine when they eat gluten, a protein in wheat, rye, and barley. You can use a gluten sensor to detect any gluten in your food.

A gluten sensor is a useful tool to bring on vacation, when dining out, or even at home—and it’s HSA eligible with a Letter of Medical Necessity (LMN). This small device easily fits in a purse or bag.

In Summary

It’s never been easier to manage your health. And your health savings account is there to support you. From blood pressure to blood sugar, these HSA eligible devices can help you stay on top of the measurements that matter most.

Shop All Diagnostic Products