10 Surprisingly HSA Eligible Items

Health Savings Accounts (HSAs) are designed to allow you to use pre-tax dollars to pay for health products and services that are considered a qualified medical expense — that is, products and services that are used primarily to treat or mitigate a medical condition. A lot of these HSA qualified products might seem obvious — over-the-counter pain medication, bandages, cold & flu remedies — but there are hundreds of items you may not have considered.

Many people may be confused about what exactly is eligible for purchase with an HSA. Our goal is to make it easy for anyone with a health savings account to shop without worry, and to learn more about their plan. In terms of medical services, you can use your HSA to pay for many expenses, ranging from dental and eye care, to annual physicals, to visits with specialists like a chiropractor, an acupuncturist, or a physical therapist. In addition, thousands of items are covered by HSAs, but it can be difficult to tell precisely which products qualify.

Here are some of the most popular items that can help you get the most out of your HSA: